This Kotak Delight Platinum Credit Card provides you with various rages of premium privileges that inculcate fee waivers, exclusive deals, and discounts. This Credit Card will provide you with many discounts and cashback on your dining and bookings on travel. This Card’s joining fee is Rs.1,999, and the yearly fee is Rs.250. On this Credit Card, you will be charged an interest of 3.40% each month. Let’s review the card in detail.
In this article
- You get to have 10% of cashback on dining with this Credit Card.
- While doing your first swipe of your Kotak Delight Platinum Credit Card, you get to have 2 BookMyShow.
- You get to have 10% of cashback on movies, too, with this Card.
- You get to have 10% of cashback while buying a movie ticket in theatres and plays.
- Milestone Benefit – You need to have your expenditure for Rs.1,25,000 after every 6 months, and for that, you get 4 PVR tickets for free, or you get a cashback of Rs.750.
- You get to have 10% cashback on dining in coffee shops, pizza joints, restaurants, fast food joints, and pubs.
- With this Card, you get a maximum cashback of Rs.600 for one month.
- On this Kotak Delight Platinum Credit Card, you get a maximum transaction fee of Rs.4,000 on each transaction.
- Cashback Condition – You have to spend a minimum of Rs. 10,000 on categories other than dining and entertainment within the billing cycle to avail 10% cash-back on movies every month. A maximum Cash-back of Rs. 600 including both Dining & Entertainment transactions will be given in a monthly billing cycle. Dining & Movie Transactions up to Rs. 4000 are eligible for a cash-back.
Features And Benefits
i. Dining Offers
The customers using this Kotak Delight Platinum Credit Card can have a cashback of 10% on the expenditure related to the dining, but only if you have your expenditure for more than Rs.10,000, except entertainment and dining expenditure during the billing process. The Delight Platinum Credit Card users get a cashback for a minimum of Rs.600 on the billing process. And this cashback limit is common in entertainment and dining expenditures.
ii. Movie Offers
The customers having this Credit Card can get a cashback of 10% on the expenditure of Rs.10,000 but related to the entertainment and dining billing process. With this Kotak Card, you can get Rs.600 on your billing process, which is the maximum cashback. And this cashback which is earned is entirely shared in between entertainment and dining transactions.
iii. Fuel Surcharge Waiver
The Kotak Delight Platinum Credit Card provides you with a surcharge waiver worth Rs.4,500 in one annual year. This proposal is only accessible on purchasing the amount of expenditure in between Rs.400 to Rs.4,000.
iv. Milestone Feature
The consumers who consume this Kotak Delight Platinum Credit Card can get free 4 PVR tickets or even cashback of Rs.750, but the owner needs to have an expenditure of Rs.1.25 lakhs every 6 months. You can also have 8 PVR tickets for free or Rs.1,500 cashback on an annual basis.
v. Railway Surcharge Waiver
The people using the Card have an opportunity of getting the railway surcharge waiver for Rs.500 every year.
vi. Delight Shield
With this Kotak Delight Platinum Credit Card, if you lose or it is stolen somewhere, you can get a total of Rs.1.25 lakhs in the contradiction of having any fraud in using this Credit Card for 7 days on pre-reporting.
You can also call on the customer care of the Credit Card, the number is 1860 266 2666, and you can deactivate your Kotak Delight Platinum Credit Card or even block it to avoid any misuse. You can easily register your claim with the insurance company.
vii. Add-On Card
Your Card gives an add-on card facility that will benefit your family to have all the fun. You can also set an expenditure limit on your add-on Kotak Delight Platinum Credit Card as much as you wish. You also have the liberty to track all your expenditures on each of your add-ons Credit Cards.
viii. Total Card Protection
With this Kotak Delight Platinum Credit Card, the Delight Shield will provide you with a cover of insurance worth Rs.1.25 lakhs for any malposition of stealing your Credit Card. On the first basis, you need to report your card loss within the next 7 days to access all the privileges that the Kotak Bank will offer you to secure your money and Kotak Delight Platinum Credit Card.
Eligibility And Documents Required
The criteria set for this Kotak Delight Platinum Credit Card is mentioned below: –
- The people who have Indian nationality can only apply for this Kotak Delight Platinum Credit Card.
- The person applying for the Credit Card needs to be 21 to 65 years of age.
- The add-on cardholder for this Credit Card needs to be a minimum of 18 years of age.
- For this Credit Card, you need to be a resident of particular cities, like, Pune, Bangalore, Hyderabad, Chandigarh, Navi Mumbai, Chennai, Mumbai, Ahmedabad, Kolkata, Gurgaon, and Noida.
To apply for this Kotak Delight Platinum Credit Card, you need to have these documents, which are mentioned below: –
- While applying for this Credit Card, you will be asked for ID proof, the latest salary slip of the last three months or the bank statement, photograph, KYC-Pan address proof, and many more, whatever the bank ask you individually.
- Other than the above-mentioned documents, if the bank asks you while applying for the Credit Card, the bank will let you know beforehand.
How To Apply For The Card?
To apply for this credit card, you need to follow the below-mentioned stages: –
- You need to check the authorized internet site of Kotak Bank to start the process of your application.
- Then you will have to fill out some basic details by just entering income, mobile number, existing cards, and many more.
- Then you will have to filter the results for the Kotak Delight Platinum Credit Card.
- Then you can check your eligibility for the Card and enter more details.
- As per the details asked, you can fill out the entire application form with detailed information.
- From your registered mobile number, you can authorize your application by the OPT sent on your phone.
- Then you may submit your application form.
On your application, a bank executive will call you and set a time and date as per your convenience to file the documentation. With that, a field officer will come to the mentioned place to collect all the documents. On that note, the bank will examine all the documents, and if you get qualified, the card will be sent to your address within 7-8 working days.
1. What is the annual fee stimulated on this Kotak Delight Platinum Credit Card?
The annual fee stimulated on this Kotak Delight Platinum Credit Card is Rs.299.
2. Is there a joining fee linked with this Kotak Delight Platinum Credit Card?
Yes. Consumers will have to wage a joining fee of Rs.1,999 to access the Kotak Delight Platinum Credit Card.
3. What proposals are accessible on this Kotak Delight Platinum Credit Card?
Consumers can get 10% off on movie and dining transactions. Also, these consumers get a surcharge waiver on booking railway tickets and fuel.
4. What is the interest rate stimulated on this Kotak Delight Platinum Credit Card?
The interest rate stimulated on this Kotak Delight Platinum Credit Card is 3.50% for each month or 42% for one year.
5. Who should smear for this Kotak Delight Platinum Credit Card?
The Kotak Delight Platinum Credit Card has been embattled at a very high net worth or at a high-income people on keeping in observance their lifestyle necessities and the substantial incentives so that they can get the finest out of it.
6. Does the Kotak Delight Platinum Credit Card give a proposal of an interest-free period on vast consumption?
Undoubtedly. You can change to an interest-free period of up to 48 days on each marketing transaction.
7. What’s the customer care contact number of the Kotak Mahindra Bank?
For your Kotak Delight Platinum Credit Card associated questions, you can call on Kotak Mahindra Bank customer care at 1860-266-2666.
8. What ensues after the insurance company permits my entitlement?
Once the insurance firm acknowledges your insurance entitlement, the uncertain transaction amount can be attributed to your Kotak Delight Platinum Credit Card account.
9. Does the Kotak Delight Platinum Credit Card provide a rewards program?
There are no such rewards programs on the Kotak Delight Platinum Credit Card as of now.
Cards Similar To The Kotak Delight Platinum Credit Card
This Kotak Delight Platinum Credit Card is beneficial, but only if your monthly expenditure outside eating food is Rs.6,000; as with this card, you do not have to think about the partnered restaurants or hotels. And this can lead you to save for Rs.500-600 each month which will help you save for Rs.7,200 in one year.
Due to miscommunication or other problems, the merchant category is not set properly about the Card details at tourist places. You will get the cashback from hotels or on groceries. But this happens on a rare basis and not every time. Also, one of the most useful things is that this benefit works very well on Zomato and Swiggy and the other online food delivery portals. So, for paying the bill through this Kotak Delight Platinum Credit Card, you will also get a cashback of 10%.