The HDFC Diners Club Privilege Credit Card is an exclusive card that provides many privileges and paybacks to all cardholders. With this credit card, you can get many complimentary paid subscriptions, lifestyle benefits, travel privileges, and many more. Also, this card’s annual fee is Rs.2,500, including GST.
On that note, let us review and understand the HDFC Diners Club Privilege Credit Card in detail and think of having this card for yourself.
- With this HDFC Diners Club Privilege Credit Card, you can get an exclusive Lounge Program to use worldwide, with 12 complimentary Airport Lounge access.
- You also get discounts on wellness centres, spas, gyms, and many more with HDFC Diners Club Privilege Credit Card.
- You get a yearly membership on a complimentary basis for Amazon Prime, Times Prime, Zomato Gold, MMT Double Black, and Big Basket Star.
- With this HDFC Diners Club Privilege Credit Card, you have a 1.99% of low foreign currency mark-up fee.
- You get to have an option to learn different golf courses from selected places worldwide, from which 2 will be for complimentary golf games each quarter.
- With this Credit Card, you can earn 4 reward points on each Rs.150 of expenditure.
- With HDFC Diners Club Privilege Credit Card, you can get vouchers from cure.fit Live, TataCLIQ, Ola Select, BookMyShow, and many more for over Rs.40,000 every month on complimentary.
- You get 2X reward points on every dining during weekends.
1. Regular Rewards
- You can get to earn 4 reward points on each Rs.150 of expenditure.
- You can earn 2 reward points = 1 AirMile.
- You can earn 1 reward point = Rs.0.50 on flights or hotels.
- Accelerated Rewards: 10X rewards – SmartBuy + Diners Partners on 13% reward points.
2. Milestone Rewards
- Monthly Milestone
The cardholder can have an option of any 1 complimentary voucher that can be accessed with the BookMyShow or Ola Select Membership or even with TataCLIQ of Rs.500 every month on expenditures worth Rs.40,000 in one month of the calendar.
- Yearly Milestone
You get access to yearly complimentary membership from all the underneath partners for achieving the expenditure of yearly milestone of Rs.5 Lakh from the time of card anniversary, from Big Basket Star, Zomato Gold, Times Prime, Amazon Prime, and MakeMyTrip Double Privilege.
With this, if you touch the monthly milestone regularly, you can get a net reward rate of ~2.3%, which is very attractive for all cardholders.
3. Rewards Program Of HDFC Diners Club Privilege Credit Card
This HDFC Diners Club Privilege Credit Card has a very well confined reward program. With that, you can earn 4 reward points on each Rs.150 of expenditure while using this credit card; due to this, each reward point is equivalent to 50 paise or 0.5 AirMile.
An additional advantage of this HDFC Diners Club Privilege Credit Card is that you can book your stay at any international hotel using this credit card. Due to this, there are many airline services connected with the Frequent Flyer Program, in which you can redeem reward points to wage 70% for all the flight tickets.
Who Should Opt For This Credit Card?
With this HDFC Diners Club Privilege Credit Card, you can get all the privileges designed to make a way to a luxurious lifestyle. You can have shopping facilities, travel privileges, and dining benefits. On this, you can consider this HDFC Diners Club Privilege Credit Card for all your expenditures.
You can get a voucher of Rs.500 on BookMyShow for movies, but only if you spend Rs.40,000. But if you are not into movies, you can opt for Ola Select Pass and earn an advantage.
This HDFC Diners Club Privilege Credit Card has similar privileges as the SBI Elite Credit Card, but the yearly fee of the credit card is half of the SBI Elite Credit Card.
Also, remember that this HDFC Diners Club Privilege Credit Card can be an excellent source to help you, but only if you are a regular traveller to international destinations and have a lot of expenditures on international transactions.
Features and Benefits
1. Airport Lounge Access
Domestic and International
- You can get HDFC Diners Club Privilege Credit Card to access 12 complimentary lounge access in one calendar year.
- But this privilege is shared with ass-on cards too.
Also, note that this privilege has been given access to international and domestic lounges, due to which your stress can be decreased a much to carry along another plastic.
Bangalore and Delhi have two different sections for Diners Cardholder currently; this also makes sense to have a Diners Credit Card.
2. Golf Privileges
With this HDFC Diners Club Privilege Credit Card, you can get 2 complimentary Golf Games each Quarter.
This shows an exceptional privilege of having this credit card with the range of Golf games costs it to many Bank numbers; this also means the Citi Prestige that costs Rs.20K as the yearly fee has to withdraw the benefit.
And with this, you will come across some general restrictions with golf bookings, for people 2 quarter is more than enough. But this will stay till the time a lot of people does not use it.
3. Other Benefits
- Foreign Exchange Markup Fee
With this HDFC Diners Club Privilege Credit Card, your markup fee will be 1.99% with an additional GST.
- Credit Shield
HDFC Diners Club Privilege Credit Card has 9 lakhs.
4. Welcome Benefits
With this HDFC Diners Club Privilege Credit Card, you can get many subscriptions like Amazon Prime, Times Prime, Zomato Gold, Big Basket Star, and MMT Double Black. Moreover, you can access all the above subscriptions, but only after making your first transaction with your card.
You can cover new subscriptions like grocery, dining, travel, online news, and shopping in the welcome benefits. This facility to use is an amazing option, and with that, you will be able to start to save your money from starting.
5. Travel Benefits
i. With this HDFC Diners Club Privilege Credit Card, you can easily book for your travel benefits, but you will have to look for airport lounge access when you are booking your flight tickets. As with this HDFC Diners Club Privilege Credit Card, you can get access to 12 complimentary lounge access in India as well as internationally for more than 800 lounges with the Exclusive Lounge Program.
ii. This HDFC Diners Club Privilege Credit Card helps you earn reward points, and with that, you can easily convert it into AirMiles with 1 reward point = 50 paise or 0.5 AirMile. These reward points will help you book your stay in a hotel or even flight tickets as you have Frequent Flyer Membership.
iii. On this HDFC Diners Club Privilege Credit Card, you can get 1.99% of the foreign currency mark-up fee, which is 3.5% less than the industry. You can use this HDFC Diners Club Privilege Credit Card for international transactions. Moreover, the RBL Bank World Safari Credit Card has no forex conversion fee, which has countless international expenditures.
6. Lifestyle Benefits
i. If you want to have an exclusive lifestyle for yourself, then HDFC Diners Club Privilege Credit Card is the perfect option that will shower you with many salons, centres, spas, fitness, and many more.
ii. With this HDFC Diners Club Privilege Credit Card, you can also have some discounts on the getaways, providing health and nutrition consultation. With that, the card also provides discounts on DocsApp for online consultation.
iii. But to have an extra feature, you also get 2 complimentary golf games on each quarter at some selected golf courses around the world. Also, this facility is not given with other credit cards. However, if you find that some card gives the benefits of golf, which is a waiver of green fee in the nation.
7. Additional Benefits
With this HDFC Diners Club Privilege Credit Card, you can get some extra privileges. Though some will not be used much, though, to have some will add a little.
With this HDFC Diners Club Privilege Credit Card, you can get, Air Accidental Death Cover of Rs.1 Crore and an emergency international hospitalization cover of Rs.25 lakh can be advantageous for you when you are traveling abroad. Travel insurance Cover of up to Rs.55,000 is also given with this credit card on baggage delay.
1% of a convenience fee waiver is given on fuel transactions between Rs. 400 and Rs. 5,000 for up to Rs. 500 on each cycle of statement. With that, many credit cards are also given the privilege of the convenience of a few waivers.
Fees And Charges
Eligibility and Documents Required
We have two same kinds of cards, like, HDFC Diners Club Privilege Credit Card and HDFC Diners Club Black Credit Card, but HDFC Diners Club Privilege Credit Card is underneath the HDFC Diners Club Black Credit Card, which has a lower income bar.
- A self-employed person has to earn Rs.6 Lakhs in one year.
- Age criteria have to be 21 to 60 years for any salaried person and 21 to 65 years for any self-employed person.
- Any salaried person should earn Rs.40,000 in one month.
When you are planning for this HDFC Diners Club Privilege Credit Card, you need to submit some required documents to process this HDFC Diners Club Privilege Credit Card for yourself.
The documents are: –
- Proof of Address- Voter ID, Ration Card, Aadhaar Card, Passport
- Identity Proof- Passport, Driving License, Aadhaar Card
- Income Proof- IT Returns, Form 16, Salary Slip
The above-mentioned list of documents is completely suggestive. The bank has full right to ask you for different documents other than these documents, whatever the bank requires to have.
How To Apply For The Card?
The original advancement forms with HDFC Diners Club Privilege Credit Card selection are out, so if you require to smear for this original credit card, you may do so effortlessly through the HDFC Bank branch. To apply online, you can visit the official website of HDFC bank and follow the procedure.
Talking about strategy, the card looks nice-looking, decent outdoors, and a bit overcast inside, similar to Axis Vistara Signature.
Message: Not to overlook that the Diners Club network has reception problems, particularly external India. So, it’s harmless to consume a holdup visa/mc.
Frequently Asked Questions
1. Does this HDFC Diners Club Privilege Credit Card is acceptable by the Amazon website?
No. the Amazon website will only accept the RuPay Credit Cards issued by HDFC, PNB, IDBI, and PMC Banks.
2. This HDFC Diners Club Privilege Credit Card is MasterCard or Visa card?
This HDFC Diners Club Privilege Credit Card has collaborated with MasterCard.
3. How can I pay for HDFC Diners Club Privilege Credit Card?
To pay all the credit card bills at the HDFC Diners Club Privilege Credit Card, you can pay by cash or cheque. Along with that, you can also pay through phone banking, the internet, and AXS stations.
Over the above, this HDFC Diners Club Privilege Credit Card is amazing as per the card’s range, specifically if you are interested in playing golf. The people who cannot make it to this Diners Club Black Credit Card are not happy with that. Also, the card’s yearly fee is very high for you to pay, then this Card will suit you and will have much to offer you, but you will not get the high reward rate and high maximum capacity on 10X rewards.
Along with this, if you want to update yourself with the Diners Black Credit Card, then this HDFC Diners Club Privilege Credit Card will just take you one step close to your wish.