Welcome back; here we are going to review another credit card from Axis Bank of India. Axis Bank, India’s one of the most honorable Bank recently launched a brand new credit card that every common people can afford. This card is known as one of the best cashback credit cards across India. Axis Bank of India and Google Pay India collaborate and launched a new credit card called Axis Bank Ace Credit Card. This card is also run on the VISA platform.
So, if you are interested in knowing more about it or going to issue this card now or in the future, you must go through this article’s review to find the answers to all your questions. We discuss here the key highlights of how you apply to get the card in this article. Moreover, we also take about all future benefits and charges.
If you are read the whole review, then I think you may decide that you should go for it or not.
Key Features And Highlights
This is now India’s one of the best credit cards, which provides you more than enough cashback in your daily transactions. But without knowing the features and benefits, how would you know about its facilities. So, let’s discuss some of its key features and highlights.
You can join the service with the payment of only Rs. 499.00. Also, the annual fee is 499/- which you have to pay from the second year onwards. After issuing the card, you can get cashback on bill payment, mobile recharge using Google pay, Swiggy, Ola, etc. You can also check the following table for your better understanding.
This is basically a launch for every common Indian Citizen who can afford this card. The basic criteria are you have to a minimum of 18 years of old and the maximum limit is 70 years. This is not a matter that you are a salaried person or self-employed; you both are eligible for this card.
Till yet, the company doesn’t clear anything about reward points. Like another credit card of Axis Bank of India, this card doesn’t provide any additional reward points at the time of use. But you get 5% cashback on Big Basket and grofers as a welcome offer or welcome benefits. They only provide a welcome benefit offer to their consumer till February 2021.
What Makes This Card Better From Other Credit Cards?
This card is well known for its cashback offer. You may use this card in your daily life, from where you get a minimum of 2% to 5% cashback in every transaction, which is itself a huge feature and advantage. Besides this, its joining and the annual fee is just Rs. 499.00, which is also very cheap than other credit cards that are available in the market.
Who Should Opt For This Credit Card?
Anyone can apply for this with the required documents. The applicant must be an Indian resident. Salaried employed and self-employed both can be eligible as an applicant. We will discuss about the related documents later in this article.
Features And Benefits
As it is well known for a cashback credit card, that’s why the company provides you cashback on almost every transaction when you use this card. In the following, we discuss the topmost features and benefits of these cards.
1. Cashback On Bill Payments
In every bill payment, by using this card, you can earn a flat 5% cashback. It may be DTH recharge or its normal electricity bills or anything else you get the 5% cashback. Besides this, you also get 5% cashback from the company in every mobile recharge by using Google pay.
2. Cashback On Various Application
Not only in bills, but you also get cash back from using different types of regularly used applications. Most of you guys often ordered food from Swiggy, Zomato. Here, instead of paying the bill via cash on delivery or online payment, you should use this card. By using this, you can get 4% instant cashback on your total amount of bill. Besides this application, you are also provided 4% of cashback on traveling via app cab like Ola.
In this way, you access those services and save a decent amount of money every time.
3. Other Spends
In every transaction, by using this card, you can get assured 2% cashback. Now by reading this, a question may arise in your mind that what is the upper limit of this card. The answer is the company doesn’t fix an upper limit on this. In other words, we can say there is no upper limit for this card.
4. Discounts In Hotels And Restaurant
You also avail the cashback from the hotels and restaurants across the whole country. But unfortunately, you cannot get the benefits of this card in each and every hotel and restaurant in India. But the number is not too less. You can get up to 20% cash back at more than 4000 hotels and restaurants in India.
5. Waiver On Fuel Surcharge
Though it’s not an oil credit card, it gives a 1% waiver on fuel surcharges across all fuel stations in India. But here you only get Rs. 500.00 as a waiver in a month.
6. Airport Lounge Access
It is one of the coolest features that companies provide to their cardholders. By using this card, you can get complimentary access to the domestic airport lounges.
Charges And Fees
Now let’s talk about the fees and charges regarding this card. This is the most important segment for you where you must clear your conception about the charges. If you do not understand it before issuing, then you face some difficulties regarding this in the future.
Read the below table carefully, where we discuss fees and charges of the card.
Value Chart Of Axis Bank Ace Credit Card
Eligibility And Required Documents
Check the given two tables where we cover all the points regarding this.
How To Apply For The Credit Card?
You can easily apply for this card from the official website of Axis Bank Of India. Here you check the said guideline and fill up the required form. That’s it which you have to do. Then wait for the response from the bank.
You also apply for this card offline. Then simply visit your nearby branch of Axis Bank. Here the staff of the bank guides you properly regarding this.
Frequently Asked Questions
1. Can you get 5% cashback on every Google Pay transaction?
2. Will I get 2% cashback on all transactions by using this card?
3. Which transactions can you convert into EMI?
4. Which airport lounges can I visit for free via the Axis Bank ACE Credit Card?
5. I am an NRI. Can I apply for Ace Credit Card?
6. I lost my ace credit card. Now, what should I do?
7. How can I get replaced my damaged credit card?
If you don’t like or afford this card, you have to try these under-mentioned cards, which is almost the same beneficial and profitable.
These are the complete details and review of Axis Bank Ace credit card. If you want to buy a credit card that gives you decent cashback offers, you should definitely go for this card. I hope you guys get all the answers to your questions regarding this.
Stay tuned with us for getting more interesting card reviews like this.