Looking for a premium credit card that gives you day-to-day benefits and travel benefits, here we are coming with a great choice for you. As we always want a card that gives us all-around features and benefits at an affordable price point. To solve this problem, we choose a credit card that is coming from HDFC bank. The name of this credit card is Jet Privilege HDFC Bank Platinum Credit Card.
So, if you are interested to know more about this card, then go through this article entirely. Moreover, if you want to issue this card now or in-future, this article will benefit you. As here, we are going to do an in-depth review of this card; that’s why you can easily understand that should you go for this card or not.
So, let’s review this article with the key features and highlights of this card.
Key Features And Highlights
This is the area from where you get an overall idea about the features and benefits of this card. Though this is an all-rounder card here, you get an extra advantage if you travel a lot. Because this card provides too many facilities on your tour and travel.
- Here you can join the service by just paying Rs.1 000.
- After joining the service, you get up to 3,000 JPMiles points as a welcome benefit or welcome offer.
- If you use this card on eligible items (which is decided by the company), then you get 4 JPMiles on every spend of Rs.150.
- After the end of the first year, when you renew your card, you get 1500 JPMiles if your transaction is more than Rs.150 and within the 3 months of renewing.
- Moreover, if you spend Rs. 50,000 or above within the first 90 days of renewal, then you can get 1500 JPMiles more.
- The airport lounge access program is also awe-inspiring on this card. From the Visa lounge program, you can get 2 access to selected airports, and from the Master card lounge program, you also get 2 airport lounge access around the whole of India.
- The company also provides insurance cover up to their cardholders. Here the cardholders get up to Rs.50 lakh complimentary death insurance cover-up. Besides this, here you get insurance on your personal portable equipment of Rs.25000 and get up to Rs.2 lakh for all other assets.
The reward points system is also imposed on this card. Here you earn to JPMilies point. On every spend of Rs.150 on the selected items, you get 4 reward points. Besides this, after joining the service, you get JPMiles as a welcome gift. Here you get 1500 JPMiles after the first transaction within the 90 days of joining. Here only you have to pay Rs.150 or more to avail of this offer. Moreover, if you spend Rs. 50,000 or more by using this card within the first 90 days, you get more than 1500 JPMiles points.
After completing the first year, when you renew the service, then also you get JPMiles. If you spend Rs.150 or more than it by using this card within 90 days, you get up to 1500 JPMiles.
Who Should OPT For This Credit Card?
One of the most important questions that may arise in your mind is who should opt for this credit card. So, if you are looking for a budget credit card that gives you day-to-day features and premium benefits, this card is perfect for you. Besides this, if you are often travelling from one city to another, this card is also a good option for you.
What Makes This Credit Card Better from Other Credit Card?
As we said earlier, this is a multipurpose credit card that comes under a very decent price point. That’s why almost every common person can afford this card very easily. Moreover, here the company provides more than enough features to their cardholders at this price point. And that’s the main reason why this card scores very better marks than other credit cards available in the market.
Features And Benefits
This is the main segment of this article from where you get an idea about the features and benefits of this card. After joining the service, you get started with all the benefits from the company. The first thing that you get after joining is a welcome benefit.
i. Welcome Benefits
After the joining of service, you can get up to 3000 JPMiles. If you spend Rs. 150 or more within the 90 days of issue, you get 1500 JPMiles point. Besides this, if you spend Rs. 50,000 or above it within the first 90 days, then you also get 1500 more JPMiles.
ii. Renewal Benefit
After the end of the first year, when you renew your card service, you can avail this offer. Here you also get 1500 JPMiles after a transaction of Rs. 150 or more within the 90 days of renewing.
iii. Insurance Cover-Up
The company also provides an insurance facility to their cardholders, which can cover up their life and their costly purchase and assets. Here you can get up to Rs. 50 lakhs as complementary death insurance from the company. If you pay a minimum of Rs. 100 or more four times in a month, then you avail yourself of these features.
Besides this, if you use this card to buy products which is more than Rs. 5,000, then you get burglary and fire protection on it. This protection period is valid up to six months from the date of purchase. Here you get insurance on personal equipment which is up to Rs. 25,000 and get insurance on all other assets, which are up to Rs. 2 lakhs.
iv. Airport Lounge Access
The airport lounge access program is also awe-inspiring on this card. From the Visa lounge program, you can get 2 access to selected airports, and from the Master card lounge program, you also get 2 airport lounge access around the whole of India.
v. Zero Liability On Your Lost Credit Card
Here the company provides you zero liability on your lost credit card. If you mistakenly lost your credit card, you simply have to contact your HDFC bank customer care and lodge a report on it to block the card. After that, you have no liability if there is some misuse of your card.
vii. Easy Redemption Process
The redemption process of reward points on this card is also straightforward. You can easily use your JPMiles points to buy flight tickets, hotel tickets, fuel transactions, etc., many more. Besides this, you can easily use these points on Amazon, Flipkart to purchase various items and products.
viii. Contactless Facility
This card provides you with a contactless transaction facility which definitely provides extra security in every transaction. Hereby using this feature, you can pay without using your pin and far away from the transaction device.
So, this is another very sector that you have to read very carefully before issuing this credit card. In this segment, we talk about all kind of fees that you have to pay at the time of joining or in future after joining.
Eligibility And Required Documents
How To Apply For The Credit Card?
The application process of this card is straightforward. You can apply it both online and offline. If you want to apply for this card, you have to visit the official website of HDFC Bank. Here you find the application area and all the guidelines regarding this. Then you have to follow all mentioned steps and fill in all the details regarding this. In this way, you can apply for this card. After it, the Bank officials directly contact you.
Besides this, if you cannot apply online, visit the nearest HDFC Bank branch, where the officials will help you.
1. How much time does it take to credit the JPMiles to my account?
You can get it frequently or within a few minutes after finishing your transactions. But in some cases, you get it within 7 days of transactions.
2. Here how many days I get the interest-free period?
Here you can get up to 50 days as an interest-free period.
3. What is the approximate validity of JPMiles?
These points were valid for up to 5 years from the date of its earning. After that, these points are automatically invalid.
4. What can I do if I lost my card mistakenly?
If you lost your card, simply save to contact the HDFC bank customer care to block your card services.
So, this is an in-depth review of Jet Privilege HDFC Bank Platinum Credit Card. by reading the whole article, I hope you can clearly understand the advantages and disadvantages of this card. Besides this, you can also be able to understand that should you issue this card or not.
That’s all for today. Thanks for joining. Stay tuned with us for getting such interesting card review articles.