Looking for a multipurpose and all-rounder debit card, you can find many debit cards that provide the same feature. But today, here we come up with a card that can provide you more than enough benefit that is provided by any other card, and not only that, you can get the benefits here at a meagre cost. Today’s article will review IndusInd Maximum Platinum Visa debit card, which is one of the best and affordable debit card service in India. This is a debit card service provided by the IndusInd Bank and Visa incorporate with each other.
So, if you are interested in knowing about this or if you are going to issue a new debit card for you, you should check this article because you may get a perfect option. This card provides you benefits on your retail purchases, e-commerce purchases, shopping, other payments, etc., any more places. Besides this, this card provides you with a contactless transaction facility which makes it a very secure debit card.
So, now let’s review today’s main article with this card’s key features and highlights.
This is the main area from where you can decide that you should go for this debit card or not. The first thing is that you have to pay nothing when you join the service. Besides this, the main features and highlights of this card are:
- The maximum purchase limit that you get on this card is Rs. 2,50,000
- Get shopping benefits from e-commerce websites, exciting cashback offers, great deals, and many more.
- Here you can withdraw up to Rs. 1.00 lakh per day, and if you have Visa Credit Card bill disbursement, you can withdraw the maximum of Rs. 49,999/-.
- Here you get Air accident cover-up insurance which is up to Rs. 30 lakhs.
- Here you have to pay zero liability on your lost Debit Card. If you lost your card or burgled, you don’t need to pay a single rupee for reissuing your lost Debit card.
- The company provides you shopping protection or purchase protection which is up to Rs. 50,000.
- As this is a Debit card, that’s why you can use it on more than 1200 IndusInd Bank’s ATMs across the whole country.
- Airport lounge access is another great benefit that the cardholders get from the company. Here you can enjoy exclusive dining offers, premium seating, and many more before your departure on the flight.
- Here company charges only a 2% markup fee on your foreign exchange, which is quite impressive.
Here the company provides you with a very beneficial reward point system. You can earn reward points in almost every transaction. Here you get a 5x reward points system, and you earn a reward point for spending of every Rs. 200.
Here 1 reward point is equal to Rs. 0.50. Here you can check the following table to discuss the reward points you get on a particular price point.
Who Should OPT For This Debit Card?
As we said, earlier this is an all-rounder, multipurpose debit card; that’s why you get a lot of features and benefits on shopping, travel, etc. Besides this, as it is a debit card, that’s why here you get a huge limit of cash to withdraw and shopping every day. Moreover, the company provides a very beneficial reward point system and a secure environment for the transaction. So, if you need this feature on your card, especially shopping and travel benefits, cashback, reward points, you should go for this debit card.
What makes This Debit Card Better from Other Debit Cards?
IndusInd maximum platinum visa debit card is an all-rounder card that provides normal transactions to national, international benefits in just one debit card. Besides this, you can save lots of money by using this card on day-to-day transactions. And the best part is this card is very affordable, cheap, and user-friendly. These are basically why this card is beating almost every other debit card available in the market in that price segment.
Feature And Benefits
This is the most interesting part of this article, where we discuss the feature and benefits of this card. The feature and benefits are so much impressive that it attracts thousands of new consumers every year. It is basically a multipurpose, all-around benefits credit card that especially benefits travel, shopping, movie tickets discounts, and many more.
1. Welcome Benefit
After issuing this card, the first thing that you get from the company is a welcome benefit. Here you get 500 reward points when you first swipe your card for your first transaction.
2. EMV Chip Facility
This card is a chip-protected card that gives you extra security on your transaction. This visa card is an EMV chip card which consists of under this card. This chip provides you extra security and provides contactless transaction benefits, which is very awesome.
3. Insurance Cover Up
The company provides you with an insurance benefit that secures your tour, travel, and your personal life too. The cardholders get air accident insurance cover-up which is up to Rs. 30 00,000. Besides this, you get personal insurance on accident which is also up to Rs. 2 00,000.
4. Maximum Limit Of Withdraw
The bank offers you a maximum limit of Rs. 1 lakh withdrawal facility every day, which is really a great amount. Besides this, for visa debit card disbursement, you get Rs. 49,999 withdraw amount every day. If you withdraw your money from any Visa-enabled ATM from whole over the country, you get a 60,000 withdraw limit.
5. Airport Lounge Access
Here, the cardholders also get access to the airport lounge in India and across the whole country. You can access two airport lounges every quarter. In the lounge, you can get exclusive deals, premium seating, and many more.
6. Lost Card Accountability
The company provides their cardholders lost card accountability which is up to Rs. 3 lakh. Besides, if your card is lost for some reason, you are not responsible for any misuse of it, which is up to Rs. 3 lakh.
7. Purchase Protection
Purchase protection is another great feature that secures your online and offline transactions. Here you get purchase protection which is up to Rs. 50,000.
8. Buy One Get One Benefit
When you use this card on BookMyShow for ticket booking, you get a buy one get one offer.
9. Fuel Surcharge Waiver
Here you also get a waiver on your fuel surcharge. If you use this card on your fuel transaction, then you can avail of this offer. Here you can get up to Rs. 250 off as a waiver on your fuel surcharge.
10. Shopping Benefits
You can use this card for shopping in more than 4 lakh mercantile across India and more than 3 crorePoS globally. Besides this, you get cashback and exclusive deals on virtual shops, online stores, and many more.
11. Foreign Currency Mark-Up Fee
The company provides you not only domestic benefits but also provide you international benefits too. Here the company charges only 2% on your foreign currency, which is quite reasonable.
This is another significant segment that you should check very carefully before issuing any credit card. Here you can join the service with zero investment or free of cost.
Now check the following table to discuss all kinds of charges you have to pay after joining the service or in the future.
Eligibility Criteria And Required Documents
The eligibility criteria are straightforward for this card. If you are an IndusInd bank account holder, then you can easily apply for this card.
How To Apply For The Debit Card?
The application process of this card is very much simple. You can apply it both online and offline. For the online process, you have to visit the official website of IndusInd Bank of India. Here you find the application area and all the guidelines regarding this. Then you have to follow all mentioned steps and fill in all the details regarding this. In this way, you can apply for this card. After it, the Bank officials directly contact you.
You can also apply it offline. For this, you have to go to the nearest branch of IndusInd bank. Here the bank officials will help you.
1. How can you enable and disable your contactless option?
These features you cannot change or use by yourself. It is basically a default option that comes up with your card. That’s why you cannot operate it.
2. What can I do if my contactless feature doesn’t work at the time of the transaction?
So, there is very little probability that your contactless feature doesn’t work. But in case it happens, then you don’t need to panic. Because besides this, you can transact with your debit card via the pin facility.
3. What I have to do if I lost my Debit Card?
In case of this, you have to contact your Indusind Bank customer care instantly. After logging the complaint, they will immediately block your card.
So, this is the in-depth review of the IndusInd Maximum Platinum Visa debit card. After reading the whole article, I hope you can understand almost everything about this card. From this article, you get all the information about this card and all the features, benefits, advantages, and disadvantages.
That’s all for today. Thanks for joining. Stay tuned with us for getting more interesting card review articles fees.