8 Best Visa Infinite Card In India
In this article
1.Kotak Wealth Management Infinite Credit Card
We’d like to begin with the most preferred choice. The first on our list of best Visa infinite card in India is an ‘invite-only’ Credit Card. Kotak Wealth Management Infinite Credit Card is specifically customized for customers who choose the best in class for everything. It is for the ones with expensive lifestyles and high spending power. Kotak offers a plethora of benefits, not limited reward programs, special entry to international events, a personalized card, and golf privileges.Features & Benefits
1. Personalized Card Design: The card will carry a handcrafted illustration of your image. 2. Higher Credit Limit: The card offered with a minimum credit limit of Rs. 10 Lac allowing you to enjoy expensive purchases. 3. A World of Exclusivity: You get an invitation to premium events in art & fashion, dining, and entertainment 4. Golf Benefits: You get access to 2 premium golf courses across the globe in a month. Interestingly, you can invite 2 friends once in a quarter 5. Free Movie Tickets: You get 24 free PVR movie tickets in a year (note: The customer has to bear the cost in case the ticket cost is over Rs. 400)Eligibility & Documents Required
- 700 or above CIBIL Score
- Mandatory documents – ID proof, income documents, address proof and a copy of PAN card
- Salaried/ self-employed/businessman with regular income.
2. Deutsche Bank Infinite Debit Card
All Private Banking customers can avail Deutsche Bank Infinite Debit Card. This comes with an array of benefits that can be availed easily. You just need to do is swipe the card and that’s it!Features & Benefits
1. Rewards: You can earn 2 reward points on a transaction of Rs. 100 (Note: You can earn up to 1250 reward points per month). You need to collect a minimum of 400 reward points to redeem for various perks. 2. Petrol Surcharge Waiver: You get a petrol surcharge waiver which is otherwise 2.5% on the transaction amount. 3. Concierge Services: Multilingual support service is available 24/7 offering the following- Sporting Events Referral & Arrangement
- Entertainment Event Arrangement
- Hotel & Restaurant Referral & Arrangement
- Travel Agent Referral & Arrangement
- Arrangement for Airline bookings or Railway or Car Rental
- Flower & Gift Referral & Arrangement
Eligibility & Documents Required
The card is exclusively offered to Private Banking Infinity customers only. You must maintain AUM >= Rs.1 crore to be eligible for Deutsche Bank Infinite Debit Card (Note: In case this is not maintained a charge of Rs.5, 000 per annum is levied from the subsequent annual billing cycle).3. DBS Infinite Debit Card
DBS Infinite Debit Card is a premium debit card available for DBS Treasures clients. DBS card is another best Visa Infinite card in India offering Visa benefits clubbed with additional benefits from the bank.Features & Benefits
1. Higher limits: If provides a transaction cap of Rs.3,00,000 per day in India. This is the highest spending and cash limits compared to other bank’s cards. 2. Tap to Pay: You get to pay using the contactless terminals. 3. Competitive rates: DBS offers a lower foreign exchange rate. 4. Valuable offers: You get a range of booking privileges to choose from a huge list of premium brands and outlets across Asia. 5. Travel in style: You get access to both International & Domestic airport lounges 6. Shop online: By generating a secure password, you can use the card for online shopping.Eligibility & Documents Required
- 700 or above CIBIL Score
- Mandatory documents – ID proof, income documents, address proof and a copy of PAN card
- Salaried/ self-employed/businessman with regular income.
4. ICICI Carbon Visa Infinite Card
ICICI Carbon Visa Infinite Card is also an ‘invite-only’ Credit Card. Interestingly, it is one of the best Visa Infinite Card in India bagged by high-level technology for secure transactions.Features & Benefits
1. Airport Lounge Access: With ICICI Carbon Visa Infinite Card you can enjoy 4 free access to Airport Lounges in India, You can enjoy some gourmet meal, beverages, free Wi-Fi, widescreen TVs, and comfortable seating at the lounge. 2. Movie Weekends: You can get the second movie ticket free on purchase of one every weekend. To avail of this offer, you can buy a ticket on Friday, Saturday, and Sunday at www.bookmyshow.com. The ticket value must be up to ₹ 300 per ticket. You can have bookmyshow credit card also. 3. Travel Offers: You can get great discounts on your travel plan. To avail of the offer, you need to book your tickets on www.Ezeego1.com and enter the promo code “VISA” on the payment page. Here’s more to what you get with ICICI Carbon Visa Infinite Card –Eligibility & Documents Required
The card is offered only ‘by invite’ to privileged customers.5. ICICI Bank Wealth Select Visa Infinite Debit Card
ICICI Bank Wealth Select Visa Infinite Debit Card comes with a suite of benefits to upgrade your lifestyle. It is a premium card, offering special discounts and conveniences and rewards.Features
1. Earn Payback Points: You can earn 2 payback points on every transaction of Rs.200 Note: This does not apply to transactions made for Fuel, Post Office Payment, Mutual Funds, Telecom, Government Payments, Wallets & Account transfer, Education, Utilities, Insurance, and Insurance Premium. 2. Zero Surcharge on Fuel: You would not have to play Fuel surcharge on payments done at ICICI Bank swipe machines at HPCL/IOCL/BPCL outlets. 3. Free Airport Lounge Access: You can avail 2 free access at airport lounges (per quarter) 4. Culinary Treats Programme: You can avail 15% off on over 500+ restaurants cities like Delhi, Bengaluru, Chennai, Mumbai, and Pune. 5. Better Tracking: Receive SMS alerts on transactions made on your registered mobile number. 6. Cash withdrawal & Transaction Limit- There is a Cash withdrawal limit of Rs.1, 50,000 per day (India and Overseas)
- There is an Online & retail transaction limit of Rs.4, 00,000 per day (India and Overseas)
Eligibility & Documents Required
- 700 or above CIBIL Score
- Salaried or a self-employed professional or a businessman having a regular source of income.
- Mandatory documents – ID proof, income documents, address proof and a copy of PAN card.
6. Standard Chartered Visa Infinite Card
Standard Chartered Visa Infinite Card offers bespoke privileges matching your lifestyle. All Standard Chartered customers can enjoy the benefit of Standard Chartered Visa Infinite Card.Features & Benefits
- It is reserved for Priority Banking customers only
- You can avail personalized services
- Enjoy a discount on dining, shopping, and travel
- Buy 1 get one free offer on tickets purchased during the weekend
- Earn up to 5X on selected supermarkets, retail chains, fashion stores, and overseas.
- Earn 5 points on every transaction of Rs. 100 at Supermarkets & Retail shops
- Earn 5 points on every transaction of Rs. 100 at Overseas purchases
- Earn 2 points for every transaction of Rs. 100 on all other categories
- Earn 4 free airport lounge accesses globally per quarter
- The Lifestyle card also comes with a host of benefits especially for those who are frequent travelers to luxurious & personalized stay experience.
- Avail the benefit of discount offers, priority booking, rewards, and customized support at selective restaurants.
- At your comfort of home book movie tickets & recharge your mobile/DTH.
- Enjoy access to world-class golf courses.
- Enjoy friendly escort to guide you in a new country
- Get complimentary travel & medical insurance cover
Eligibility & Documents Required
- You must have a minimum CIBIL Score of 700
- You can be a salaried or self-employed professional or a businessman having a regular source of income.
- Important documents needed are – ID proof, income documents, address proof, and a copy of PAN card.
7. Axis Bank Vistara Infinite Credit Card
The last on the list of best Visa infinite cards in India is for the frequent flyers. The Axis Bank Vistara Infinite Credit includes a complimentary business class ticket, CV points on your transactions, and complimentary Club Vistara Gold Membership. Round the clock customer support is available for flight bookings, events, gift deliveries, table reservations, etc. Axis Bank Vistara Infinite Credit Card is also one of the cheapest visa infinite cards in India. Additional it is the free Visa Infinite Card in IndiaFeatures
1. Complimentary Club Vistra Membership: You can enjoy the benefits of complimentary club Vistara gold membership which includes priority check-in, complimentary Visa infinite lounge access, priority boarding, additional baggage allowance, and priority baggage handling. 2. Club Vistara Points: Get Club Vistara Points on every swipe. You can earn 6 CV Points for every spent of Rs. 200. You can redeem these points for upgrades. 3. Earn Rewards: You get CV points and up to 4 free business class tickets on achieving a milestone. 4. Lifestyle Privileges: You get free access to the airport lounge at selective airports within India. 5. Insurance Benefits- You can claim an air accident cover of up to Rs. 2.5 crore
- You get purchase protection cover up to Rs. 1 Lakh
Eligibility & Documents Required
- A CIBIL score of 750+
- Occupation: businessman/ Salaried/ Self Employed
- A regular source of income.
- Mandatory documents- ID proof, income documents, address proof and a copy of PAN card
- An individual can also apply by submitting credit card statements of other banks
- 1 Passport size photograph.
8. HDFC Bank Infinia Credit Card
The HDFC Visa Infinite Card India comes with a credit limit of 8-10 Lakhs. Further, this can be increased on your request. This amazing feature makes HDFC Bank Infinia Credit Card one of the best Visa Infinite Card in India.Features & Benefits
- It comes tagged along with Priority Pass Membership
- You get unlimited airport lounge access globally
- Even the add-on card gets free unlimited access to airport lounges
- It offers 2% foreign currency markup fee which is the lowest compared to other cards
- You can enjoy unlimited free entry to golf courses across the globe
- You get a 9 Lakhs (in case of accidental death and permanent disability
- You get a cover of Rs. 3 crore in case of air accident
- You also get a medical cover of Rs. 50 lakhs during travel. So you need not take travel insurance separately.
Eligibility & Documents Required
The card is offered only ‘by invite’ to privileged customers.FAQs
Q: How to book a round of Golf with Kotak Wealth Management Infinite Credit Card?
A: To book a round of golf, visit www.kotak.golftripz.com
Q: How to make ICICI Bank Carbon card secure
A: ICICI Bank Carbon, comes with an in-built microprocessor giving you extra safety for online transactions. It has an alpha-numeric LCD screen, an in-built battery with a lifespan of 3 years, and a 12-button touch keypad. It enables you to generate a password for online transactions which will eliminate the risk of fraud.
Q: In how many days does an ICICI Carbon credit card to be processed?
A: The card is processed within 21 working days.
Q: What to do in case the ICICI Carbon credit card is lost?
A: In case the card is missing/stolen, you need to immediately call the customer care and report the issue. A new card will get delivered in seven working days.
Q: Can I use the ICICI Carbon credit card if I immigrate to other countries?
A: No, you will have to surrender your credit card before emigration.
Q: How does the self-set limit work?
A: You can set a monthly limit which will auto-decline any transaction beyond that limit.
Q: How can I make payments for outstanding bills?
A: You can opt for one of the options available to clear your outstanding bills.
You can set Auto-Debits
You can deposit a Cheque / Drafts at the branch, ATM, or at any Skypark dropbox.
Cash Deposit at ICICI Branches
Internet Banking
Q: What is the late payment charge on Standard Chartered Visa Infinite Card?
A: There is no late payment charge on Standard Chartered Visa Infinite Card
Q: What is the fee for 2nd-year renewal on Standard Chartered Visa Infinite Card?
A: The charges for 2nd-year renewal is Zero.
Q: How much is the per month interest charge on Visa Infinite Card?
A: Standard Chartered Bank charges an interest of 3.10% per month
Q: How to enjoy the benefit of the complimentary business class ticket on Axis Bank Vistara Infinite Credit Card
A: As soon as you join, you will receive a complimentary Business Class ticket. You can continue to enjoy this benefit every year post renewal of your credit card. Additionally, on reaching a specific benchmark of spend milestones, you will receive 3 business class tickets.
Q: Does SBI bank offer SBI Visa Infinite Credit Card?
A: No, SBI bank does not offer SBI Visa Infinite Credit Card.
Harsha Vardhan Gali says
Currently there is IDFC first bank giving infinite cards to its select, wealth and private customers. So do update the list.