Are you looking for a credit card that provides you with cashback and as well as online shopping benefits? Then surely this article will help you a lot to find that card? Here we will discuss Axis Bank Flipkart credit card, which gives you many cashback and shopping benefits on Flipkart. If you are looking for this kind of multipurpose credit card, then definitely go through this article. After reading the whole article, you will understand all the advantages and disadvantages of this card.
This card was launched by Axis Bank and Flipkart together. It’s a tie-up between Axis Bank and Flipkart where you get discounts on famous brands like Flipkart, Myntra, MakeMyTrip, etc.
So let’s begin with our main topic about this card.
Now let’s talk about the card’s main features and benefits, which attract thousands of consumers every year. As we said earlier in the article, this card is mainly launched to benefit shopping lovers. If you are often shopping online from Flipkart, Myntra, 2GUD, you will be benefited from using this credit card.
You can join the service by paying only Rs. 500/-. The annual fee of this card is also Rs. 500, which you have to pay from the second year onwards if you want to continue the service. If you use this card on Flipkart, 2GUD, Myntra, you instantly get a 5% cashback on your total transaction amount. Besides this, you get a 4% cashback on your total bill on this card’s partnered merchants, which is also an outstanding feature. And also, you get a 1.5% cashback on all other merchants.
After issuing this card, you get welcome benefits from the company, which is more than enough compared to other card services. If you use this card within 30 days of issuing, you get Flipkart vouchers. 500. Goibibo and MakeMyTrip also provide Rs. 500 discount on the hotel booking through this particular website by using this card. You get a 15% cashback on Myntra as a welcome gift.
Besides this, you get a Gaana subscription for 15 months with just Rs. 399. Urban Clap provides you with up to Rs. 400 off if you are a new registered consumer. This card also provides you with a waiver on your fuel transaction. If your monthly fuel transaction is between Rs. 400 to 4,000, then you get a 1% waiver on fuel surcharge.
Now, you check the following table to get a complete idea about the key feature and benefits.
As it is a cashback and shopping credit card, that’s why the reward points getting by this card are in the form of cashback. You get cashback from a different platform when you use this card on those platforms for shopping. Here you follow the table where we talk about the cashback amount on a particular platform.
Who Should Opt For This Credit Card?
If you search for a cashback or online shopping benefit credit card, you should only go for this card. But if your aim is something different, then you need not issue this card.
If you want to apply for this card, your age must be in between 18-70 years. Whether you are a salaried or self-employed person, you both are eligible for applying for this card.
What Makes This Card Better From Other Credit Card?
This is a value for money card if you are a shopping lover or want more cashback from your online transaction. This card gives you cash back or discounts on every popular platform that we generally use for shopping. Besides those popular sites, you also get cash back from every merchant who is very much impressive.
Besides this, this card gives you a discount on hotel restaurants, fuel transactions, airport lounge access, and many more. But very few shopping credit cards available in the market provide such features in this price segment, which is the main reason it beat almost every shopping credit card available in the market.
Features And Benefits
Now let’s talk about the feature and benefits of this card which is the main attraction of issuing any credit card. After issuing this card, first, you get a welcome benefit or welcome gift from the company. Here are all the details of the feature and benefits of this card.
1. Welcome Benefit
The welcome benefit or welcome offer is very interesting to the cardholders. Because here you get lots of discounts, cashback, gift voucher and many more from the company. Here you should check the following table to discuss all discounts, cashback regarding the welcome benefit.
2. A waiver On Fuel Surcharge
Though it is not a fuel credit card, the company provides you with a waiver on your fuel transaction. If your monthly fuel transaction is between Rs. 400-4000, then you get a 1% waiver on your fuel surcharge. Here the maximum benefit that you provided by the company is up to Rs. 500/-.
3. Airport Lounge Access
By issuing this card, you get Airport Lounge Access across India. A shopping credit card company provides you with this benefit, which is truly more than enough value for money. Here you get four complimentary access to any domestic Airport in a single year. You can easily access the lounge of big Airports like Mumbai, Kolkata, Delhi, Chennai, Pune, Bangalore, etc.
4. Discount On Hotels And Restaurant
This card also provides you with more than enough discounts on hotels and restaurants across the country. If you use this card on partner hotels and restaurants, you get up to 20% off your total bill amount.
5. Convert Purchases To EMI
This is also a great benefit provided by the company to their cardholders. If you use this credit card on a transaction over Rs. 2500, then you convert it to EMI facilities. By this process, you can save a good amount of money which you have to pay at one time.
6. Curefit Benefit
Besides this, you get 4% cashback on credit when you use this card in any transaction on this particular website.
Fees And Charges
Now let’s talk about the fee charges that you have to pay after issuing this card. We told you earlier that you joined the service with just Rs. 500/- and the applicable GST charges as per the rule of Govt. of India. Also, you have to pay the same amount of rupees from the 2nd year onwards. Now check the table below, where we discuss all kinds of charges you may have to pay in some particular cases.
Eligibility And Required Documents
If your age is between 18-70 years, you can apply for this card. Here is the table where we discuss the eligibility criteria.
How To Apply For This Card?
If you want to apply for this card, you have to go to the Axis Bank of India’s official website. Here you get the application area and all the guidelines regarding this. Then you have to follow all mentioned steps and fill in all the details regarding this. After that, the bank officials directly contact you by your given mobile number.
If you face any problem applying this, then you can also apply it offline. For this, you have to visit the nearest branch of Axis Bank, and here the bank officials will guide you regarding this process.
Frequently Asked Questions
1. Can I use Axis Bank Flipkart Credit Card at ATM to withdraw cash?
2. What is the foreign exchange markup fee?
3. Where can I avail the fuel surcharge waiver?
4. How long is the application process for the Axis Bank Flipkart Credit Card?
Similar Credit Cards
If you are not like this card or don’t afford this one, you should check the following card, which is the same as this credit card.
So, these are the complete details and reviews of the Axis Bank Flipkart credit card.
That’s all for today. Thanks for joining us. Stay tuned with us for getting such more interesting card reviews.