A special credit card is specially made for all travellers who collaborated with Vistara Airlines, and Axis Bank that launched the Axis Bank Vistara Credit Card (Platinum). This credit card has all the good benefits that any traveller will need during travelling.
So, let’s review about it in detail and give a hand to all the travellers: –
Key Highlights
In this article
- You can have 2 visits or a quarter through Visa Lounge Access Program.
- The joining fee is Rs.1,500.
- This credit card also offers travel insurance.
- As a welcome gift, you can get an economy class air ticket.
- Complimentary domestic lounge access.
Rewards
Benefits of Reward Points
- As I already mentioned above, about earning 2 Clubs of Vistara Points at Rs.200, you spent every time.
- By having transactions through Vistara’s website, you can earn CV points and complete the process by checking in through the mobile application.
How to Redeem Those Reward Points?
- The Vistara flight website has a feature to redeem the club Vistara Points for Award Flights.
- And when you want to redeem those points, you can log in to your account for the same. Under the points summary column, you can find the option of redeeming points. And when if you have to redeem flights, then you can search according to your choice. And after looking at all the details, you will be asked to insert the details and enter the payment details. So, it is straightforward to process.
What Makes This Credit Card Better from Other Credit Cards?
This credit card is definitely very different from other credit cards.
The kind of milestone it offers no other card offers such, like,
- 1,000 CV Points on spending Rs. 50,000
- 1 Economy Class ticket on spending Rs. 1.25 Lakh.
- 1 Economy Class ticket on spending Rs. 2.50 Lakh.
- And if you are spending more than Rs.2.5 Lakh, then you get access to use 2 economy class tickets with that also 3,500 CV points
This credit card also differs from other credit cards because this is the card that is fully made for travellers.
Who Should Opt For This Credit Card?
You need to go through some questions before thinking of buying this Axis Bank Vistara Credit Card (Platinum). And there should be YES for all these questions. Then and then you can opt for Axis Bank Vistara Credit Card (Platinum).
- You do not spend a lot on your annual fee.
- You want to have a card with all the benefits related to travelling.
- The most important one. You do not have a credit card with the maximum benefits of travelling, so you want to apply for one.
- The applicant should be around the 18-70 years of age group.
- The cardholder who is considered an add-on should be at least 18 years.
- An individual should be either an Indian resident or a Non-Indian resident.
Features & Benefits
1. Welcome Gift – For the Club Vistara Membership Program, you can get an economy class ticket and enrolment of Vistara.
2. Reward Points – You can buy 2 clubs of Vistara Points at Rs.200 you spent every time.
3. Milestone Achievement Benefits – You can get 3 Economy Class Tickets on bonus reward points on your credit card: –
- 1,000 CV Points on spending Rs. 50,000
- 1 Economy Class ticket on spending Rs. 1.25 Lakh.
- 1 Economy Class ticket on spending Rs. 2.50 Lakh.
- And if you are spending more than Rs.2.5 Lakh, you get access to use 2 economy class tickets with 3,500 CV points.
And whenever you want to use these above benefits, you need to pay an extra R.1,000 to redeem the feature. If you feel like using your CV points, use one additional piece of advice for upgrading only.
4. Lounge Access – You can have 2 visits or a quarter through Visa Lounge Access Program. This card also gives an offer to explore curated experiences from all around the world.
5. Dining Discount – Through this card, you can get 15% off at any partnered restaurant from all around the nation.
6. Special Feature – This credit card gives a high Air Accident Cover of Rs.2.5 crore and Purchase Protection Cover of up to Rs. 1 Lakh.
7. Convert Purchases to EMI–Any transaction worth more than Rs.2,500 than you can convert into EMI.
8. Up to 2 economy class tickets and bonus points:
By looking at your expenditure for the whole year, you get to earn the bonus CV points, and with that, you can also earn 2 economy class tickets.
You can earn 1,000 CV points by spending Rs.50,000 in the first 90 days from the day the card was issued. You can also earn 1 economy ticket if you have your Rs.1,25,000, and if you have your expenditure of Rs.2,50,000, you can earn more than 1 economy ticket.
Fees & Charges
Foreign Currency Transaction Fee
Ratings–This credit card has been given 3.5 ratings out of 5.
Reward Rate – This card is given up to 1.6% as the tickets on complimentary.
Fuel Surcharge Waiver – For this credit card, you do not get any surcharge waiver on fuel.
Foreign Exchange Mark-up Fee – Service Tax and with that 3.5%.
Renewal Fee Waiver – For this credit card, you do not get any surcharge waiver on fuel.
Eligibility & Documents Required
Eligibility
The below-listed details are the criteria that the bank sets for this Axis Bank Vistara Credit Card(Platinum). And if anyone wants to buy this card, then he/she has to meet these criteria, which the bank sets. Also, the bank may require documents other than these. And to approve or decline the application is totally under the bank’s control. If you think that your application will be declined you can also apply for privilege credit card and Signature credit card.
Documents Required
The cardholder is required to submit some important documents which are necessary to submit. They are KYC Documents, which include Proof of Income, Identity, and Address.
The rough list of the documents is mentioned below:
How To Apply For The Card?
You can apply for this Axis Bank Vistara Credit Card (Platinum) by following the below steps: –
- Go to the Axis Bank website and select Axis Bank Vistara Credit Card(Platinum).
- Then you will be asked for some information related to the cardholder.
- After filling out these basic details, you will be asked for information related to your income.
- Then you will be asked to check your eligibility for the card and answer all the questions you get, like, “Have You Applied for Axis Bank Credit Card in Last 6 Months?”
- And then, if you pass through this eligibility, the bank checks your eligibility in detail and will get back to you in 20 days.
- You will also be asked for your documentation to be asked about the date and time for it.
Then Axis Bank takes 20-25 days, and if it gets approves, you can get your credit card in at your home. You can apply for this credit card through the Axis Bank website or going to one of the Axis Bank branches and apply it by filling the form on the desk.
FAQS
1. On this credit card, what is the interest-free credit period?
The Axis Bank Vistara Credit Card bill can be paid off by the users in 20 to 50 days.
2. To travel anywhere, can I use the free ticket if possible?
To travel from one city to another city you can definitely book a ticket. With that, the only base fare can be waived off. But the charges and taxes will be applied.
3. Do I have the authority to transfer my free ticket to the person I choose?
To any nominees which you had mentioned while registering your account, you can transfer to those people.
4. Will the free voucher for an air ticket can expire?
The free voucher for air tickets has eligibility for 6 months of duration.
5. Does Axis Bank Vistara Credit Card come with an EMV certified chip?
The credit card is made with the security of using the EMV chip. Do check out Vistara credit card also.
Similar Card
Final Talk
From all the other cards, you can easily bifurcate this credit card. So, if you are a traveller, then this credit card is preferable and should have a place in your pocket all the time and use it when necessary. But his credit card should have given more points while anyone is spending on the Vistara brand; as they have collaborated, there should be some additional benefits.
Leave a Reply