You must already be familiar with the linking of Aadhar card numbers with banks, digital wallets, and other services. However. in this article, you will get familiar with the process to delink Aadhar card number from the bank account and other services. So, let’s get started!
Why Go For Delinking Aadhar Card From Bank And Other Services?
Let’s have a view on the background regarding the delinking of Aadhar card numbers from bank accounts and other services.
As per the National Payment Corporation of India (NPCI), the Aadhar services in UPI and IMPS payment modes came to a termination. As per NPCI, it cited the privacy issues linked to the sensitive data in Aadhar.
Earlier the NPCI launched a service called “Pay to Aadhar” through which anyone can send money to Aadhar number connected bank account through IMPS UPI gateways. However, there are some apprehensions regarding the use of personal information. These are registered in Aadhar for money transfers at a large scale and the possible data breaches. Considering those factors, The NPCI issued a circular on July 17th 2018. As per it, the banks get urged to discontinue the Aadhar linkage to bank accounts.
Thus, in September 2018, The Supreme Court of India ruled that section 57 of the Aadhar Act is unconstitutional.
According to the judgment, linking Aadhar is still valid. Yet, forcing people to link Aadhar to bank accounts, digital wallets, or mobile phone numbers is illegal.
Afterwards, banks and wallet service providers and other financial institutions started using alternatives of Aadhar, such as e-KYC. Since then, many people who initially linked Aadhar with various accounts and services began to delink them.
So, let’s know in detail how to delink Aadhar card from the bank and other services, one by one.
Documents That You Must Carry
Aadhar was earlier urged to link with almost every deal we carry out. Yet as we’ve read till now, it has come to a halt. Some linked it with their bank account while others with their digital wallets or other services. So, there is no such specific document that you need to keep in your pocket.
However, for a safer side, keep with yourself a recent passport-sized photograph with you and your KYC details. You must be knowing that by KYC details I mean is your passbook and a scanned xerox of your PAN card.
Steps To Delink Aadhar From Bank Accounts
There isn’t yet any particular method to unlink/delink Aadhar from bank accounts. Hence, you have to get this job done manually. You can do it by visiting the bank’s branch office and carrying out the procedures. Do not forget to carry a photocopy of your Aadhar while proceeding to the bank. Here are the steps on how to get your work done.
- You have to visit the customer services of their bank’s branch and collect the form to unlink your Aadhar.
- Then fill the form with all the necessary details and submit it in the same branch.
- The delinking process ceases within 48 hours of the submission.
- You are, however, recommended to call up the bank and inquire if the delinking has already been done or not.
Delink Aadhar From Digital Wallets, Like Google Pay, Paytm, etc.
Digital wallet companies like Phone Pe, Paytm, Google Pay, etc. have also been planning to eliminate the linking Aadhar to the costumer’s profile. But since many people had already linked their accounts, they’d to come up with other steps. It’s quite supportive in this delinking process.
Here’s a detailed process, how you can delink–
- You will have to call up customer care of their respective digital wallets. Ask them about the process of unlinking their Aadhar, and finally request them to do so.
- Upon request, you shall receive an email from the customer service, asking to send in a soft copy of their Aadhar. If you want to continue with the procedure, you’ll have to do it as instructed via email.
- Once you send the soft copy, you must wait for the delinking confirmation email. The request typically takes three days to be processed.
Finally, you get a confirmation email after delinking of your Aadhar is successful.
Delink Aadhar From Mobile Numbers
Mobile service providers do not provide any specific set of methods to unlink Aadhar. So, to get it done, you need to call the mobile service providers and request them for the same. Here go, a set of steps to follow while doing this.
- Make a phone call to customer care. Appeal to delink your Aadhar number.
- The service provider will ask you to send a request email for unlinking Aadhar, to their company. They do so, only to keep a record in the form of a document, as a proof for future reference.
- Soon after they receive an email from you, your request will get processed. A confirmation message will be sent to you shortly after your request get carried out.
Delink Aadhar Card From The Post Office Account
To delink Aadhar card from the post office, you need to fill a form and handover it to them. After presenting the delinking form in the office, make sure you check it once again. Make sure all the information you put is correct. Finally, check if the process has come to a halt.
Given below is a clear image of the form. Go through it!
Email IDs of most of the chairmen, managing directors (MD) and chief executive officers (CEO) can be found on the Internet.
Offline Procedure To Delink Aadhar Card
Some services don’t provide an online method to delink Aadhar card. So, the rest only method that remains is offline. You can either send them a letter or give them via mail. However, it is no doubt a lengthier process than online.
Given below is an application format that you must follow for offline procedures.
Application To Delink Aadhar Number
XXXX Bank/any other services
(for mobile and e-wallets, write to the Head-Customer Services with a copy to CEO/MD)
Subject: Delinking my Aadhar Number from my bank account
Reference: My bank account no. ***/mobile no. ***/ e-wallet ID- ***
Practising my Fundamental Rights to Life and Liberty, Privacy Rights and other Fundamental Rights as framed by the Indian Constitution, I execute them to deal with the following-
(1) Your Aadhar number,
(2) Your Aadhar card photocopy,
(3) Your demographic information,
(4) Your biometric details. It includes your voice, fingerprint, etc.
The prohibitions, as mentioned above, include Aadhar based e-KYC or other authentication or identification methods using Aadhar in any manner whatsoever.
This application has been framed in the wake to preserve my violation of Fundamental Rights. So, here I oblige not to deal with my Aadhar card number. Any malpractices practised against my will shall be treated as a contravention of my legitimate rights. It will further lead to lawful action against the agent involved.
Name & Signature
CEO of the bank where you’ve opened your account
Sample Source-Government Circular
Please note- This is just an ILLUSTRATION and not a REAL one.
Points To Note-
Mentioned below are the charges framed by the supreme court. Kindly go through it.
- The authentication processes of the digital wallets will get carried out without the Aadhar UAN number. The company will have to continue providing its services without an Aadhar card.
- The mobile assistance suppliers can’t urge you to link Aadhar number anymore.
- Aadhar card is no more a requisite option for schooling purpose.
- You won’t need your Aadhar card to appear in competitive examinations.
Aadhar Card In Brief
The Aadhar number is a Unique Identification Number. It’s allotted to every registered Individual of the country. Everyone gets their own 12 digit number upon registration. Initially, it was referred to as a single identity card for all purposes. Hence, every service provided eventually preferred the Aadhar over other proofs. Some even made it mandatory to use Aadhar as id proof.
The use of Aadhar by private entities raised questions regarding an individual’s right to privacy. Added to that, sensitive data theft and misuse of one’s information also held good. This made the people as well as the authorities to rethink the linking of Aadhar with Bank Accounts, Digital Wallets, Mobile numbers, and other services.
Cause Of The Insecurity Of Linking The Aadhar Card
Earlier it was just the linking of bank accounts, online payments. But a few days back it was made mandatory to link Aadhar with gas booking schemes. Understandably, people like you and I are smart enough to deal with it. However, are all women of India tech gurus to cope with it?
Apart from that, even for the free mid-day lunch schemes, linking Aadhar card was made requisite. However, the supreme court gave its statement of Aadhar card ‘not so important’ for links.
Even in the year 2017, IRCTC conveyed a notice that you can book online and travel in railways only if you hold a relevant Aadhar card. With Aadhar card, one can reach to your private details sitting at home itself. Don’t you think your right to privacy will get hampered with it?
Yes, apart from the right to privacy, there are several other rights which get shattered. Fundamental rights like, right to Information Act does not hold good when viewed from this angle, at all.
You must have come across the news of how Suvidhaa Infoserve, Axis Bank Limited, etc. muddled through the privacy of their customers. After all such mishaps, do you still feel sharing your Aadhar number is secure? No, right!
Frequently Asked Questions
1. Is it possible to delink my Aadhar card from my bank account online?
Delinking of your Aadhar card from your bank account is also possible sitting at home. All you need to do is, act according to the steps given below-
i. Let’s say you opened an account in Kotak Mahindra Bank. So, go to its official site.
ii. Provide your I’d password and log in.
iii. Lookup for the option to delink your Aadhaar number from the account.
iv. You will immediately receive a confirmation once your Adhaar is successfully delinked.
2. Can we Delink Adhaar from PAN card ?
Of course, you can. To delink your Adhaar from your PAN card, you will have to visit the ITD office in your region. You can file a complaint on the homepage of e-Filing, ITD, Government of India directed towards the Directorate of Systems for the same issue.
3. How to unlink my Aadhar from the income tax?
To do so, you need to first visit your bank or telecom operator and submit a written application for the same. You can also call up your bank authorities to make it happen. In the least case, you can also go for mailing them personally to unlink your Aadhar card from the Income Tax.
4. How can I delete my Aadhar card from my UAN number?
You can’t remove your Aadhar number. They do not have a system to do this even for a dead person. An EPF member cannot delink (as of now) his/her Aadhar number. Once it’s linked to a UAN, there’s no option for you to make any further changes.
5. How many banks can be linked with a single Aadhar?
You can add a maximum of 3 profiles your Aadhar card. All get in with the same mobile number, which you’ve registered with your Aadhar number. However, if you’ve more than one account in one bank, you can’t get your Aadhar card linked with both.
So, in short, you can get your Aadhar card linked with 3 bank accounts but each account in different banks.
6. How to delink my Aadhar card with Digi-locker?
As you’ve known how to delink your Aadhar card from other services. Now, let’s know how to delink in Digi-locker. Go through the steps mentioned below-
i. Dive into the authenticate website of your Digi-locker.
ii. Provide your necessary details and login.
iii. Click on Uploaded documents.
iv. In the list of uploaded documents, click on the delete icon. It’s done to remove the records that you want from the Digi locker database.
7. Is there any problem if I carry two UAN numbers?
It is entirely illegal and against the rules for an employee to have two different UAN numbers. One must transfer his PF account, if moving from one organization to another, as soon as possible.
The process to delink Aadhar card from every service provider is unique. Now that we have come to an end, you must’ve become very clear with the procedures. So, if you haven’t yet delinked your Aadhar, do it.